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September 19, 2016 | Insurance News Net

How the Candidates Divide on Financial, Regulatory Issues

By: John Hilton

As usual in a presidential election, the victor will exert tremendous influence over public policy relative to the financial services sector. Candidates Hillary Clinton and Donald Trump will come at the industry with traditional liberal and conservative ideology, respectively. Or will they?

September 16, 2016 | The Wall Street Journal

How Bank Cross-Selling Can Help, Hurt You

By: Veronica Dagher

Wells Fargo & Co.'s settlement with regulators last week over its cross-selling, and continuing investigations into the matter, raise questions for consumers over the practice, and its benefits and risks. Cross-selling is a widely used sales technique in which companies pitch consumers of one product on complementary products or extra features, such as a warranty, for an added fee.

August 22, 2016 | Insurance News Net

The American College Offers DOL Education Program

By: Jamie Hopkins

The Department of Labor fiduciary rule has already been transforming the financial services industry well before anyone is required to comply with its expanded requirements. With the rule’s passage came a tidal wave of misconceptions, educated and uneducated guesses as to its future impact, compliance concerns and industry concerns.

August 1, 2016 | Insurance News Net

The DOL Rule: Lessons From the Ant and the Grasshopper

By: Craig Lemoine

The Department of Labor’s conflict of interest rule, often referred to as the fiduciary rule, has arrived on the financial services scene. Its reception has been predictably divisive. The first few lawsuits in what will likely be a parade of litigation have been filed, aiming to stop, dismantle or delay the rule.

July 13, 2016 | Forbes

New Department Of Labor Retirement Standard Creates Opportunity For Millennials

By: Jamie Hopkins

As the Department of Labor’s fiduciary rule was being passed into law earlier this year, thousands of people voiced their opposition to a rule designed to improve the retirement security of Americans by improving investment advice from financial advisors.

July 7, 2016 |

The Conflict Behind the DOL Conflict of Interest Rule

The U.S. Department of Labor’s Conflict of Interest Rule has predictably proven to be a contentious issue in the financial services community. Dr. Craig Lemoine, CFP® notes that although the rule will not begin to take effect until April 2017, we are already seeing attempts to stop, alter or the delay it.

May 15, 2016 | Consumer Reports

You May Not Want to Rush to Pay Off Student Loans

By: Carla Fried

Many college graduates starting off in their careers face a dilemma. They want to buy a home and cover their daily living expenses but they also have to pay back their student loans and save for retirement.

May 13, 2016 | Chicago Tribune

Are Robo-Advisors Right for You?

Robo-advisors have made a big name for themselves over the last few years. The name robo-advisor refers to automated systems relying on software and complex computer algorithms to offer investment guidance and portfolio management at low costs.

May 1, 2016 | Insurance News Net

Final Fiduciary Rule: What It Means

By: John Hilton

The final Department of Labor (DOL) “Conflict of Interest” rule pulled a few punches, but got in a surprise jab at fixed indexed annuities. On the positive side, the DOL rescinded some of the requirements and amended one of the most troubling items, which was the timing of the paperwork for the client. It also allowed all compensation in the exemption.

May 1, 2016 |

DOL Conflict of Interest Rule Q&A

With the U.S. Department of Labor’s new Conflict of Interest Rule on retirement investment advice now in effect, members of the financial services profession must do business in a more challenging environment. Craig Lemoine offers his thoughts on the new ruling.